An experienced, local independent
health insurance agent you can trust.

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Are You Over 65?

While Josh Murtha Insurance does not directly assist in Medicare Coverage, our partner does
ensure you get the most out of your Medicare coverage.

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While Josh Murtha Insurance does not directly assist in Medicare Coverage, our partner does ensure you get the most out of your Medicare coverage.

    I am looking for:

    One Stop SHOP

    Dependable Insurance Coverage
    For Individuals And Employers

    We provide our clients from McDonough, Georgia, and surrounding areas with the high-quality medical, dental, vision, and life insurance that they deserve. We are committed to serving our local community with personalized plans and services that will meet your needs.
    INDIVIDUAL MEDICAL INSURANCE
    Having the ability to shop for your perfect plan helps me to get you the ideal solution.
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    INDIVIDUAL DENTAL INSURANCE
    We consult with you to ensure your dental plan works best for you and see if other solutions work better.
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    INDIVIDUAL VISION INSURANCE
    Like dental, we compare your vision plan with the options of others, as well as ensuring your other plans fit you.
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    LIFE INSURANCE
    Make sure your loved ones are cared for in the event of your untimely death. Have complete peace of mind with affordable life insurance plans.
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    SUPPLEMENTAL INSURANCE
    Are you looking to supplement your primary insurance? We can help with that too.
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    SEE ALL INDIVIDUAL INSURANCE OPTIONS WE OFFER
    Locally owned and operated, Josh Murtha Insurance delivers high-quality insurance solutions to individuals throughout the entire state of Georgia.
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    FREQUENTLY ASKED QUESTIONS

    As You Can Imagine, We Get A Lot Of Questions. Here Are Some Common Ones We Answer A Lot!

    We hope they help but know that we're always available to answer any questions you may have about individual or group insurance coverage.
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    What types of health insurance plans are available?
    Major Medical (On or Off-Exchange), Short-Term Medical, Indemnity, Non-Insurance (Faith-Based Healthshares)
    How do I choose the right health insurance plan for me and my family?
    Talk to a knowledgeable independent broker that has multiple options available to find the plan that fits your budget and medical needs.
    What is the difference between in-network and out-of-network coverage?
    Networks have to do with providers being contracted with the insurance company on your particular plan. Using providers in-network will mean lower out-of-pocket expenses when you seek medical care. Depending on your network type will depend on whether or not your plan will cover providers that aren’t contracted.
    How does the deductible, copayment, and coinsurance work?
    Your deductible is generally the amount you’ll pay before your insurance company starts sharing in your covered medical expenses. Copayments are sharing benefits you will receive without you having to satisfy your deductible. Coinsurance is how you split your medical expenses with the insurance company after your medical expenses exceed your deductible.
    How do I enroll in a health insurance plan?
    Each plan type and carrier can have a certain way to enroll and your broker will assist with enrollment depending on plan selection. For most major medical plans enrollment will take place on the Federal Exchange (Healthcare.gov), State Exchange (Georgia Access) or an approved EDE platform like the one we use (HealthSherpa).